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【金融】三菱UFJ銀行が、ゼロか数円だった、ある手数料を「330円」に値上げ予定

投稿日:

1: 孤高の旅人 ★ 2020/08/23(日) 10:17:54.90 ID:RpVRWbyB9
金融 三菱UFJ銀行がある手数料を「330円」に値上げ予定
2020年8月23日 05時00分(最終更新 8月23日 08時18分)
https://mainichi.jp/sunday/articles/20200818/org/00m/020/001000d

「困惑していますよ。ゼロか数円だった銀行の手数料が一挙に330円に上がるというんだから」

 そう話すのは、ある地方自治体の会計担当者だ。最近、三菱UFJ銀行から「公金収納代行業務の手数料を引き上げたい」と通告されたという。

「公金収納代行業務」とは、住民が住民税、固定資産税、健康保険料などを自治体に納付する際、役所の窓口に出向かなくても、銀行の窓口に現金を持参すればいいというサービスのこと。自治体は銀行に手数料を支払っている。その単価を三菱UFJ銀行が急に値上げすることにしたというのだ。先の自治体だけでなく、各地の自治体と手数料の改定に向けて交渉を進め、早ければ来年4月から引き上げる方針だという。

 なぜ大幅に値上げするのか。三菱UFJ銀行に限らず、銀行にとって公金収納代行業務は手数料水準があまりに低く、赤字なのだ。三菱UFJ銀行の場合、同業務の受付件数は年1000万件ほどに上り、年間数十億円の赤字となっているとみられている。あるメガバンクの幹部が言う。

この記事は有料記事です。

残り353文字(全文783文字)

84: 不要不急の名無しさん 2020/08/23(日) 10:32:28.13 ID:+H7mB4nd0
>>1
ゆうちょにかえるわ
バカ草

3: 不要不急の名無しさん 2020/08/23(日) 10:19:22.63 ID:nFVnKptT0
全部ゆうちょ銀行に流れるだけだろ。

229: 不要不急の名無しさん 2020/08/23(日) 10:51:09.51 ID:nxOt4lGa0
>>3
ゆうちょ銀行だっていつまでもタダ同然でやらないだろ

4: 不要不急の名無しさん 2020/08/23(日) 10:19:26.25 ID:7WkKjJJp0
コンビニで対応。

115: 不要不急の名無しさん 2020/08/23(日) 10:35:09.05 ID:ORytzI5v0
>>4
コンビニも業界団体を通して手数料を上げる予定

138: 不要不急の名無しさん 2020/08/23(日) 10:39:12.01 ID:hZjKSqrR0
>>4
コンビニも同じですよ
慈善事業じゃないんだから
赤字でやるメリットなんてないもの

6: 不要不急の名無しさん 2020/08/23(日) 10:19:46.55 ID:zHbNiv+a0
引き出すときに
新札にしたら手数料かかるって
おかしいだろボケが

7: 不要不急の名無しさん 2020/08/23(日) 10:19:52.14 ID:Br2MN+2s0
終わりの始まりだろ

10: 不要不急の名無しさん 2020/08/23(日) 10:20:16.10 ID:D92XoA3d0
ゆうちょ、sbi、楽天以外は解約したわ

15: 不要不急の名無しさん 2020/08/23(日) 10:21:26.99 ID:oLEg5z910
現金は厄介者扱いだな

19: 不要不急の名無しさん 2020/08/23(日) 10:22:15.79 ID:lnDSMj8n0
手数料無料か安い銀行に変えるだけ

22: 不要不急の名無しさん 2020/08/23(日) 10:22:45.25 ID:rgMM/gaa0
いらない銀行

23: 不要不急の名無しさん 2020/08/23(日) 10:23:12.45 ID:0B0kf4np0
こういうのってコンビニ利用してる人がほとんどだと思ってたよ
銀行は受付とか面倒くさいしねえ

25: 不要不急の名無しさん 2020/08/23(日) 10:23:18.01 ID:5nU4ZXHY0
あんまり上げるとSBI銀行あたりに業務持ってかれちゃうんじゃないのか?

26: 不要不急の名無しさん 2020/08/23(日) 10:23:22.18 ID:c7TEQqiq0
ダラダラ金融緩和続けられたら銀行はこうするしかない
文句は日銀へどうぞ

577: 不要不急の名無しさん 2020/08/23(日) 11:31:53.81 ID:jlNxqSjC0
>>26
銀行って貸して金利で稼ぐのが基本じゃね

27: 不要不急の名無しさん 2020/08/23(日) 10:23:38.84 ID:lVwTqDsp0
もうメガバンはオワコンだね

30: 不要不急の名無しさん 2020/08/23(日) 10:24:55.48 ID:Fl+kuhDU0
アベノミクスで好景気だって言いながら金利上げないんだもんな、負担は庶民にしてもらうしかない

462: 不要不急の名無しさん 2020/08/23(日) 11:19:12.01 ID:xAevJEot0
>>30
マイナス金利のツケを預金者が負担しとるやん

34: 不要不急の名無しさん 2020/08/23(日) 10:25:25.85 ID:3QFC9QMX0
まだ、サービスは無料だと思ってる人がいるんだね

37: 不要不急の名無しさん 2020/08/23(日) 10:26:04.31 ID:QwZzRBsj0
平日9時から18時まで手数料無料の銀行とかもあるが、サラリーマンに恩恵無いわな

43: 50歳無職童貞キモピザ低学歴低身長禿ロリ ◆Zay2S8giCsrB 2020/08/23(日) 10:27:34.99 ID:WVScppJq0
大体、金預けてもらっておいて手数料取ろうっていう事自体がおかしい

87: 不要不急の名無しさん 2020/08/23(日) 10:32:34.49 ID:iXjDE/7b0
>>43
ほんとこれだよな
人の金借りて転がしてるくせに

169: 不要不急の名無しさん 2020/08/23(日) 10:43:17.80 ID:Vn62DypD0
>>87
逆だろ
貸金庫に金預けてるのと同じ
本来利用者に保管料がかかるべき所を、利子までくれてる

所詮は金を預けてるサービス利用者なのに、配当(利子)が少ないだとか投資家にでもなったつもりの人が多くて困るわ

459: 不要不急の名無しさん 2020/08/23(日) 11:18:52.07 ID:utgjpISM0
>>169
その発想は間違っている。
私達が預けているお金は運用に回され銀行は利益を上げている。
今までは、その利益から銀行自体の利益や経費を差し引いた残りが
私達の口座に利子として振り込まれていた。

それが現在の超低金利で、そもそもの本業であった融資で利益が殆ど
出ない状況になったので、あらゆる事務手続きを有料化して手数料で
儲けるのが主体となりつつある。
このスレの話もその流れの一つだよ。

70: 不要不急の名無しさん 2020/08/23(日) 10:31:10.75 ID:5tzQefB00
あれって事実上の銀行負担だったのか
てっきり政府や役所負担だと思ってた

必死になってるゆうちょが引き取っても2-3年後にこの業務で赤字計上して
電通式委託料として税金再投入になるのかと思うと胸が熱くなるな

91: 不要不急の名無しさん 2020/08/23(日) 10:32:55.77 ID:hQyftOHW0
かつては勝ち組の象徴だったけど
今ではAIに仕事を奪われる筆頭候補か

99: 不要不急の名無しさん 2020/08/23(日) 10:33:36.90 ID:RzdT5dPU0
すげーな
ますます銀行いらないわ

125: 不要不急の名無しさん 2020/08/23(日) 10:36:55.62 ID:Ae5trOPa0
日銀は全国民に口座作れよ。
口座番号はマイナンバーにしろ。
給付金を配るのも簡単だろ。

178: 不要不急の名無しさん 2020/08/23(日) 10:44:46.48 ID:eyPD7rsv0
>>125それいいな

148: 不要不急の名無しさん 2020/08/23(日) 10:40:10.43 ID:OQgow8TJ0
なんか駄菓子屋みたいな値段の商売になってんな

元スレ:https://asahi.5ch.net/test/read.cgi/newsplus/1598145474/

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